RV Financing - RV Loans

Credit issues can hold back a lot of people from moving forward to achieve their life plans and acquire goods with finance. But as the Australian financial services sector has expanded and now includes a wide range of lenders, the prospects for loan applications with credit issues have greatly improved.

We are accredited with multiple lenders which include many non-bank lenders. These are the finance sources that tend to be more flexible in approving loans for individuals and businesses that banks may not approve. Often operating only through fellow industry connections, these lenders are available through our services. Our team will handle your loan process, sourcing a lender that is in a position to make you an affordable offer at a good rate, taking care of discussions and negotiations and assisting you with preparing your application and through to the final settlement.

Move your plans forward with a confidential call to us to discuss how we can assist with your finance requirements.

For businesses acquiring these types of vehicles, Chattel Mortgage is the most commonly used finance option. Referred to as an Equipment Loan by some lenders, it is a versatile, secured form of finance that typically attracts the lowest interest rate across the commercial finance facilities range.

• The borrower immediately assumes ownership while the goods are used as security.
• The GST can be claimed at the time of purchase and then no GST applies to or is claimable on the repayments.
• Interest on repayments is tax-deductible.
• The asset is depreciable so the major tax deduction is accounted for in preparing the end of year accounts. The goods are depreciated in line with the current ATO rulings at that time. They may be eligible for accelerated asset depreciation measures such as IAWO if in force at the time.
• The balloon is optional.

Straightforward in format and straightforward in sourcing a quote by simply contacting us.

If you don’t have the financial documentation and accounts records to complete the business finance application form, we can provide assistance through our specialist lending services. We offer No Doc Loans for new and start-up businesses with little or no financial documentation to support a finance application.

We source this type of finance primarily through our non-bank lenders who can be extremely helpful and cooperative in making affordable, workable funding offers for this category of loan applicant. The basic requirements are to have a current ABN and ID.

For applicants with a good credit rating, the cheap rates can be similar to or the same as for other applicants. Additional conditions may apply.

We approach each enquiry on an individual basis and source the most appropriate solution. So give our team a call and start the conversation.