Scheduled for late in March this year, Easter can be the ideal combination of length of time at 4 days and weather conditions, early Autumn, to enjoy the outdoors on a camper or caravan holiday. Not too hot in some areas and in the southern states, just before the real chill sets in. If you’re making plans for an Easter getaway but don’t have a camper, it could be good timing to speak with us for quick RV loan approval to make your purchase.
With personalised finance service from your Jade Caravan Finance broker, buyers get not only low rates but quick RV loan approval for last minute buys. Our quick 24 hour application approval can be critical to securing the camper of choice in some instances. When stock is limited and showroom models are ready to tow away, being ready with financing can ensure you are the one that signs the sale contract.
Where a new camper is not a viable option and buyers turn to the second-hand market, having funding secured quickly can be essential to being the successful buyer.
Selecting the Loan to Suit the Camper
Many lenders and banks are in the recreational goods market, some with broad-based products aimed at serving the caravan, boating and similar types of purchases. As specialists in the sector, we provide a Secured Caravan Finance product which is specifically for recreational vehicles.
A secured product is the option of choice for new models as lenders typically accept the vehicle as collateral against the borrowings. Many buyers not requiring to offer other assets as additional security. With fixed rates, fixed terms, fixed repayments and our lowest rates sourced from an 80+ lender market, this can be a very workable and affordable camper funding option.
This product can suit all types of caravans and campers including slide-ons, hybrids, off-road and others from all manufacturers including leaders such as Jayco, Avida, Cub Campers and Bruder X.
When buying a new model from a dealer, consider what extras you want to buy from the dealer along with the vehicle. Where those extras such as awnings, larger water tanks, extra solar panels etc are bought in conjunction with the vehicle, we can usually include the costs in the vehicle funding.
A new model may not be available to purchase in time for that Easter getaway as many recreational vehicles are built to order. Or, the credit payments on the price of a new one might be stretching the budget just a little too far. The second-hand market can be an alternative to find a well-priced, quality camper that suits the holiday style and the budget.
The issue to consider when seeking credit for a second hand model is the condition. Specifically, if the age and condition will be good enough for a lender to okay for credit security. Where it is not, an Unsecured Personal Loan is a credit option to consider.
Comparing RV Finance Interest Rates Before Applying
Requiring a fast lender okay on financing does not have to mean overlooking the diligent steps in sourcing funding. While we know our rates are low as we focus on achieving the best possible from our 80+ lender base, we do provide fast and easy references for buyers to compare rates.
Our comparison chart of interest rates from a number of lenders is a quick reference to provide our customers with the assurance of our capabilities in sourcing the best rates. Our Finance Calculator provides an essential tool for buyers to convert camper pricing to estimated credit repayments.
Applying for a RV Loan
Making an application for camper credit is easy with Jade. Simply apply online or call us, speak with one of our brokers and complete the necessary steps over the phone. We assist buyers across Australia with our convenient online and phone services.
As camper financing falls under the Consumer Credit sector, as Responsible Lenders, we are required to request certain information under the law. Buyers can expedite the process by having details around their employment, income and financial position ready.
How to Get Fast RV Loan Approval
Using our broker services can expedite receiving an approved offer from one of our lenders. Our brokers have fast connections at an industry level with our lenders. Providing fast and direct channels to get the okay on applications and to negotiate credit offers.
Apply to today and receive your okay and a possible offer within 24 hours.
Easter Caravanning Tips and Hints
Most Aussies know that Easter is peak holiday time with many people hitting the roads for their favoured locations. Caravanners and camper-trailer owners are strongly advised to book holiday parks well ahead to avoid disappointment. If intending to stay at free camp sites, you may have to schedule your trip to arrive as early as possible to secure a site.
Towing a camper or caravan is a great responsibility and owners are urged to drive safely. The road toll has been extremely disappointing across Australia in recent times, with police and authorities pleading with all drivers to slow down and drive to the conditions.
Check your planned route and destination well ahead for road conditions. Recent heavy rain events have flooded many areas, damaging roads which are yet to be repaired.
A major issue of mention lately has been caravan owners not knowing their towing weight and receiving fines for overweight vehicles. Check these details to ensure you are not burdened with a fine. Another issue in the spotlight has been caravan owners using truck rest stops. These areas are for trucks so drivers can take their necessary breaks. They should not be used by caravans.
Follow the rules, do your pre-trip checks and enjoy your Easter travels.
For quick RV loan approval to purchase a camper for Easter, contact Jade Caravan Finance by phone or online.
DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.