As specialists in RV lending, we know how much outdoor and caravanning enthusiasts love industry expos and shows. These are great opportunities to catch up on the latest products and innovations and an ideal chance to purchase new vehicles. With two great events happening in coming weeks – the Roadshow at Clarendon at the end of July and the Newcastle Caravan Show in early August, it’s time to start planning your visit and getting your RV finance approved.
Why would you apply for a caravan loan before you’ve made a final decision on what to buy? Buyers that typically leave finance to the final stage of the buying process, may be missing out on the benefits of pre-purchase finance approval. Benefits that many RV buyers that always schedule confirming their loan as the initial purchase step have long been realising. They may have beaten you to capturing limited stock at some stage!
Securing limited stock and limited-edition vans is just one of the benefits that Jade can offer by securing finance for buyers prior to purchase. Having the loan confirmed may avoid difficult scenarios such as signing a sales contract for a certain price with plans to borrow a certain amount, only to find on applying, that credit amount is not approved. Or that your repayments on the loan required overstretch your budget. Causing an urgent rethink to either cancel the purchase and lose a non-refundable deposit or use savings to make a larger deposit and reduce the loan required.
Where we arrange approval of your caravan loan prior to purchase, you know exactly your credit limit, your repayments based on the conditional approval, and can then proceed confidently to match your RV purchase with your approved finance. That confidence and assurance can be invaluable when attending an expo such as the Newcastle Caravan Show, with plans to place an order. You may receive discounts with offers only available to buyers at the event, be THE one to purchase that special edition model, and be ready to buy to speed up delivery time.
RV buyers with plans to order new vehicles at the Newcastle Caravan Show can obtain fast RV finance approval before the event through Jade Caravan Finance. The process is easy, streamlined and with the assurance of our signature best interest rates.
Understand the Basics of Pre-Purchase Caravan Loan Approval
For buyers that are considering securing their caravan loan before purchase for the first time, understanding the mechanics of the process may provide that extra level of confidence to apply with Jade. All new RV types, makes and models can be financed with a pre-purchase loan. That includes traditional caravans, camper trailers, motorhomes, toy haulers, off-roaders and hybrid models.
The same lending products apply for both post purchase loans and finance arranged prior to a sale. For the majority of new RV buyers, our very popular Secured Caravan Loan will be the loan product of choice. This credit facility has a straightforward format with the vehicle used as security for the loan. We secure loans with our best fixed rate of interest over a fixed term, to deliver a fixed repayment schedule. Many buyers can also be approved to included extras and accessories in their RV loan, where ordered at the same time and from the same dealer as the vehicle.
Our processes for applying and being approved is the same for pre and post purchase loans. The only difference with a loan applied for prior to final vehicle selection is that the details of the RV, including price and hence exact finance required, are not available. These details are required by lenders in order to assess the applicant for a credit limit, interest rate and to accept the RV as finance security.
We work around these missing details by requesting estimates and indications from our loan applicants. Most buyers will have an idea of the van type they are considering, price range and the finance amount they will require. With this information, we proceed to secure the best rates from the right lender and present the best offer with conditional approval.
After the purchase is made, we finalise the details and the offer. If the buyer does not proceed to buy at that time, the validity time for the pre-approved offer simply expires with no obligation attached.
Secure Jade’s Best Rates on Pre-Purchase RV Finance
When applying for a caravan loan before a purchase, say at the Newcastle Caravan Show, buyers can be assured that they will receive our best rate of interest on their loan. Our brokers work just as hard on securing the cheapest rates available from our many lenders to match the profile of buyers, whether the application is made before or after the purchase is made.
To start planning prior to lodging an application, buyers are welcome to calculate their own loan estimates using our caravan finance calculator. Show tip – keep this calculator accessible on your phone when browsing at the Clarendon or Newcastle event. You will be able to quickly get loan estimates on RVs during the inspection to rule them in or out of your possible purchase list.
Upcoming Caravan Show Details
The Greater Sydney Caravan, Camping and Leisure Roadshow is the next stop on the caravan event schedule for NSW buyers. Set for 26-28 July at Hawkesbury Showground, Clarendon, just north-west of Sydney’s CBD. An impressive list of exhibitors will be displaying, including some of the top names in caravan manufacturing such as Ezytrail, Signature, Jayco and many others. Tickets can be purchased online so you’re ready for gates opening at 9am on the 26th.
Then it’s time for the Newcastle Caravan Show to get underway. This is a major regional event on the annual show calendar, scheduled for Friday 9 to Sunday 11 August at Newcastle Showground. Opening hours are 9am to 4pm Friday and Sunday and 9am to 5pm on the Saturday. Tickets can be purchased at the gate and parking is available at the showground site.
Exhibitors include a plethora of caravan and camper manufacturers and dealers, boating products, and 4x4 products and accessories. Brands such as Austrack Campers, Ezytrail will be there amongst others which you can review at the event website.
Last Minute Buying Decision? Get Jade’s Fast Caravan Finance Approval
Many buyers can receive their finance approval within 24 hours. So even if you’ve left your buying decision until the last minute, apply today and we’ll be straight onto securing you the best cheap caravan loan offer and approval. Apply online or give us a quick call.
Get organised for the Newcastle Caravan Show today! Apply for fast approval RV finance with Jade Caravan Finance.
DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.
